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What German Health Insurers Can Learn From International Examples

While Germany is arguing about contribution adjustments and performance cuts, international health insurers such as Allianz, Axa or Humana are taking a step further: They are becoming active designers of medical care from the mere cost bearer. A VW today exclusively available BCG analysis by 15 international pioneers, summarized by Dr. Andreas Klar and Joachim Engelhard, shows how the integration of insurance and care reduces damage rates, diffe…
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While Germany is arguing about contribution adjustments and performance cuts, international health insurers such as Allianz, Axa or Humana are taking a step further: They are becoming active designers of medical care from the mere cost bearer. A VW today exclusively available BCG analysis by 15 international pioneers, summarized by Dr. Andreas Klar and Joachim Engelhard, shows how the integration of insurance and care reduces damage rates, diffe…

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Versicherungswirtschaft-heute broke the news on Sunday, August 2, 2026.
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