US EditionCredit Payments: Optimizing the Cardholder Experience in a Digital Age
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Credit payments: Optimizing the cardholder experience in a digital age
Digital payments not only represent a significant percentage of online (69%) and in-app (60%) purchases in the U.S., but they also rose to 28% for in-store purchases in 2024 (McKinsey). This shift requires re-evaluating current payment programs to make sure they are meeting changing expectations and creating positive touchpoints. With credit card use reaching 35% in 2024 (WalletHub), credit programs are a good place to start this evaluation. In …
Asobancaria's general report showed how progress was also made in promoting key standards that were later combined as circulars and as a matter of credit flexibility or release of provisions.
·Bogotá, Colombia
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