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These small-business owners will become uninsured after key ACA subsidies expire

Millions face average premium hikes of 114% due to expired COVID-era subsidies, risking loss of coverage as Congress fails to extend enhanced Affordable Care Act tax credits.

  • Starting in January, Eric and Lisa Frankenfeld will become uninsured due to rising costs, with their premium increasing from $340 to $1,928 a month.
  • Nearly half of adults in the individual health insurance market are affiliated with small businesses reliant on the Affordable Care Act exchanges, according to KFF.
  • Without enhanced subsidies, premium payments for consumers earning above 400% of the federal poverty level are expected to increase by 114% on average next year.
  • Kathy Many expressed fear about potential bankruptcy as her family's Affordable Care Act premium will increase from $625 to nearly $2,670 a month.
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When patients come to Eric Frankenfeld’s chiropractic office with insurance problems, his wife Lisa, the office administrator, tells them not to worry because she will work with them to maintain affordable care. But as of January, the Frankenfelds may have to ask for the same treatment from their own doctors, as they will be left without insurance. Point Pleasant couple, New Jersey, will no longer be able to pay their Obamacare plan after the im…

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These small business owners will become uninsured after key ACA subsidies expire

When patients come to Eric Frankenfeld’s chiropractic practice with insurance woes, his wife, Lisa, the office manager, tells them not to worry because she’ll work with them to keep care affordable.

·Atlanta, United States
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arcamax.com broke the news in on Friday, December 12, 2025.
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