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The State of Mortgage Default Risk - The MortgagePoint

According to Milliman, Inc.’s Q4 2024 results of the Milliman Mortgage Default Index (MMDI), the lifetime significant delinquency rate (for residences that are 180 days or more past due) for U.S.-backed mortgages has somewhat decreased. After restating to 2.18% in Q3, the Q4 2024 MMDI fell to 2.12%. The decline in default risk in Q4 2024 is a result of persistently strong borrower profiles, which include lower average loan-to-value (LTV) ratios …
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themortgagepoint.com broke the news in on Thursday, April 17, 2025.
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