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The National Bank of Slovakia Is Changing Mortgage Rules Starting Next Year, Making First-Time Homeowners More Affordable

The National Bank of Slovakia (NBS) will adjust the rules for financing housing with a mortgage starting next year, specifically the maximum part of the price of a property that can be financed with a loan, the so-called LTV limit. --- ANALYSIS: NBS intervenes in the mortgage market. What is changing and who will the news help with real estate? ---...
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The National Bank of Slovakia (NBS) will adjust the rules for financing housing with a mortgage from next year, specifically the maximum part of the price of a property that can be financed with a loan, the so-called LTV limit. The change was approved by the Bank Board, and the new rules will come into effect from 1 January 2027 with a gradual introduction. The aim is to favour the purchase of a first home and disadvantage investment property pu…

BRATISLAVA - Starting next year, Národná banka Slovenska (NBS) will adjust the rules for financing housing with a mortgage, namely the maximum part of the price of a property that can be financed with a loan, the so-called “Národná banka Slovenska” (NBS). LTV limit. The change was approved by the Banking Council (BR), the new rules will come into force from January 1, 2027 with a gradual start. The aim is to favour the purchase of a first home a…

The National Bank of Slovakia is changing mortgage rules. It could affect the availability of housing for young people and investors.

·Bratislava, Slovakia
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The National Bank of Slovakia (NBS) will adjust the rules for financing housing with a mortgage starting next year, specifically the maximum part of the price of a property that can be financed with a loan, the so-called LTV limit. --- ANALYSIS: NBS intervenes in the mortgage market. What is changing and who will the news help with real estate? ---...

·Bratislava, Slovakia
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Hospodárske Noviny broke the news in Bratislava, Slovakia on Wednesday, September 30, 2026.
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