US EditionTerry Savage: The bankruptcy alternative
- Personal bankruptcy filings increased by 11 percent in the first half of 2025 compared to the previous year.
- The stigma of bankruptcy has diminished over recent decades, but it can still disrupt lives for many years.
- It is important to seek unbiased, consumer-focused help rather than treating bankruptcy as a 'do-it-yourself' project.
- People worrying about debt should seek help before facing an inevitable bankruptcy rush.
21 Articles
21 Articles
Montana Standard
Terry Savage: The bankruptcy alternative
It has been quite a few years since personal bankruptcies hit the headlines. Before the COVID-19 pandemic, personal bankruptcy filings were averaging about 750,000 per year. Then stimulus checks and loan forbearance rescued many consumers, and only 517,308 cases were…
Mall Staple Claire's Faces Second Bankruptcy
Claire’s, the mall mainstay known for glittery earrings, impulsive accessory buys, and the iconic “free ear piercing with purchase,” may be on the verge of another major shakeup. According to recent reports from The Bradford Era, the company is weighing everything from a second bankruptcy filing to a full sale, and possibly selling off parts of the business to stay afloat. For many, Claire’s is inseparable from memories of tween-hood mall trips …
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