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Stoke-on-Trent 5th Most Affordable Place in UK for Single First-Time Buyers

Single buyers represent 39% of first-time purchases with Aberdeen offering the lowest price-to-income ratio of 3.5, making solo homeownership more achievable amid market shifts.

  • On February 12, 2025, Zoopla named Aberdeen, Scotland the most affordable city for single buyers, with median one and two-bedroom homes priced at £114,700 after analysing prices against single-earner incomes.
  • Rising incomes and lower mortgage rates have opened a more favourable window for single buyers as prices for one- and two-bed properties have risen more slowly, Zoopla found.
  • Sunderland, North East ranks second with typical one and two-bedroom prices at £106,700 and average single-earner income of £28,600, while Milton Keynes, South East tops at £230,400, 6.3 times a single earner’s wage of £36,900.
  • A solo buyer in Aberdeen would need roughly £438 a month and a 20% deposit of £22,900 to cover typical mortgage repayments, according to Zoopla.
  • Kesha Foss-Smith, regional director at John D Wood & Co, advised that single buyers are becoming more strategic about affordability and transport links, urging research on mortgage products aimed at singles since the current favourable window may not last.
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Property Industry Eye broke the news in on Thursday, February 12, 2026.
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