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Social Security is fully doing away with paper checks: How to prepare
The change affects fewer than 1% of beneficiaries, and the Treasury Department says paper checks are 20 times more costly than electronic payments.
- The Social Security Administration plans to complete its full transition to electronic payments this year, phasing out paper checks to improve efficiency, reduce costs, and enhance security.
- Last year, President Trump signed an executive order to modernize payments to and from America's bank account, following federal law requiring benefits to be paid electronically as of September 30, 2025.
- Paper checks are 16 times more likely to be lost, stolen, altered or returned undeliverable than electronic payments, and the Treasury Department reports that printing each check costs more than $3.
- Beneficiaries still receiving paper checks, about 280,000 total recipients, are encouraged to switch to direct deposit or the Direct Express program as soon as possible to ensure timely payments.
- Recognizing that some beneficiaries cannot make this transition, the Social Security Administration allows those with specific challenges to request a waiver through the Treasury Department.
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18 Articles
18 Articles
For Americans who are still receiving Social Security benefits via paper checks, this may soon change as the Social Security Administration (SSA) phases out the old payment method.
·New York, United States
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Total News Sources18
Leaning Left0Leaning Right0Center15Last UpdatedBias Distribution100% Center
Bias Distribution
- 100% of the sources are Center
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C 100%
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