Riester Successor: A Scheme Could Play Into the Cards of Insurers
4 Articles
4 Articles
A new offer is now causing a stir among Riester savers: Scalable wants to take over change, settlement and costs from 2027 onwards. This is the way the market is moving for millions of existing contracts. The offer changes the Riester invoice – as these figures show.
More can be paid into the pension deposit than is necessary for the promotion. In retirement, the tax rates are low – but sometimes they are paid expensively.
A new regulation could decide whether millions of Riester savers would switch to the more lucrative pension deposit or stay stuck in the old system.
As of 1 January 2027, Riester-Rente will be succeeded by: New funded pension products should offer more investment freedom and make the state subsidies more understandable. However, if you already have a Riester contract, you should calculate exactly before you give up the previous funding. Because higher possible subsidies do not mean that every saver will do better. Especially in the case of small incomes and low own contributions, the old con…
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