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Republicans are quietly rolling back Obamacare. Here’s how

New rules and legislation could cause up to 1.8 million people to lose coverage and drive an 18% median premium increase by 2026, experts say.

  • At the close of 2025, the expiration of increased federal premium subsidies for Obamacare will lead to significant impacts on the ACA program across the country.
  • This expiration and related policies come amid ongoing Republican efforts to weaken Obamacare without outright repeal, following past failed attempts.
  • New CMS rules end automatic reenrollment, reduce subsidies, and allow insurers to raise out-of-pocket costs, hiking annual premiums by hundreds of dollars.
  • Insurers are planning to increase premiums by a median of 18% in 2026—more than twice last year’s rise—and as a result, up to 1.8 million individuals may lose their coverage next year.
  • Experts warn these changes partially repeal the ACA, causing turmoil for insurers and consumers, while reversing years of progress in reducing the uninsured rate.
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ABC57 broke the news in on Tuesday, August 12, 2025.
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