Most railroad retirement annuities, like Social Security benefits, will increase in January 2026. Cost-of-living increases are calculated each year in both the Tier I and Tier II portions of a railroad retirement annuity. The Tier I portion, like Social Security benefits, will increase by 2.8 percent, which is the percentage of the Consumer Price Index (CPI) rise. The Tier II portion will go up by 0.9 percent, which is 32.5 percent of the CPI in…
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