Skip to main content
See every side of every news story
Published • loading... • Updated

OpenAI Launches ChatGPT Wallet, Letting AI Agents Pay for Purchases

The payment feature lets OpenAI’s dots agents buy items for users while preserving card rewards and requiring approval for each purchase.

  • On Friday, OpenAI launched ChatGPT Wallet, enabling its "dots" artificial intelligence agents to make purchases for U.S. ChatGPT Pro subscribers over 18 with American Express, Mastercard, and Visa partnerships.
  • Payment networks provide a "payment token" as a substitute for actual card details, preventing agents or merchants from accessing sensitive information while users retain credit card rewards and protections.
  • Despite the rollout, some retailers are actively blocking AI agents from their platforms. United Airlines said on Wednesday it will prevent agents from booking tickets, while Amazon blocks them to steer customers toward its own AI agent, Alexa.
  • OpenAI is intentionally starting with limited availability to improve compatibility and reliability. Chaya Nayak, who leads monetization and payments at OpenAI, told CNBC the company aims to "focus on merchants and our network partners."
  • Future plans include allowing users to configure spending limits or purchase categories for autonomous transactions. While agentic commerce is still in its "early days," Meta has seen AI-assisted shopping become a top activity on its apps.
Insights by Ground AI

15 Articles

Think freely.Subscribe and get full access to Ground NewsSubscriptions start at $9.99/yearSubscribe

Bias Distribution

  • 70% of the sources are Center
70% Center

Factuality Info Icon

To view factuality data please Upgrade to Premium

Ownership

Info Icon

To view ownership data please Upgrade to Vantage

El Diario broke the news on Friday, November 13, 2026.
Too Big Arrow Icon
Sources are mostly out of (0)

Similar News Topics

News
Feed Dots Icon
For You
Search Icon
Search
Blindspot LogoBlindspotLocal