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New York State Law Requiring Stores to Accept Cash Payments Takes Effect
The law bans cashless-only policies and fees for cash payments, with civil penalties up to $1,500 for violations, protecting access to essential goods.
- On March 21, 2026 the state law takes effect requiring New York food stores and retail establishments to accept in-person cash payments.
- Attorney General Letitia James issued a consumer alert Friday reminding New Yorkers that stores must accept cash to prevent denial of necessities like food and clothing.
- Stores retain narrow exceptions, including no obligation to accept cash bills above $20 or for phone, mail, or internet orders unless completed in-store, and may use on-site cash-to-prepaid-card devices without fees or minimum loads above one dollar.
- Penalties for noncompliance include civil penalties of $1,000 for a first offense and $1,500 for each subsequent violation, and consumers can file complaints online or call complaint hotline 1 771-7755.
- By banning cashless‑only policies, the law prohibits retailers that used cashless policies from charging higher prices for cash transactions and mirrors a New York City law in effect since 2020.
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NY law now requires businesses to accept cash. What it means for shoppers
·Rochester, United States
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Total News Sources15
Leaning Left2Leaning Right2Center8Last UpdatedBias Distribution67% Center
Bias Distribution
- 67% of the sources are Center
67% Center
L 17%
C 67%
R 16%
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