US EditionNew A.C.A. Plans Could Increase Family Deductibles to $31,000
The proposal would allow ACA plans with deductibles up to $31,000 for families, potentially causing two million people to drop coverage in 2027, administration estimates show.
- On Tuesday, February 24, 2026, the administration proposed rules to permit catastrophic plans on ACA exchanges, reflecting active rulemaking.
- Republicans and administration officials argue the changes will lower premiums as the administration advances rule changes to reduce costs without congressional approval.
- Researchers reported potential deductible levels of $15,000 for individuals and $31,000 for families, which equal about eight times the average for job-based insurance and could raise patients' financial risks.
- A California parent said that higher deductibles could cause hospitalization or death, and critics including Gov. Gavin Newsom publicly denounced the proposal on social media.
- Context: more than 1 million people have already left ACA plans this year, and the administration estimates up to two million could drop coverage by 2027, risking erosion of protections.
7 Articles
7 Articles
New ACA Plans Trump Pitched Could Increase Deductibles By $31K
Source: Tom Williams / Getty President Donald Trump and the GOP have long railed against the Affordable Care Act (ACA) without providing any meaningful solutions of their own. Last year, Republicans in Congress allowed pandemic-era ACA subsidies to expire, which greatly increased the price of health insurance for millions of Americans. The Department of Health and Human Services seems to have come up with a bold, new solution: cheaper plans that…
BLK ALERTS - New ACA Plans Trump Pitched Could Increase Deductibles By $31K
Source: Tom Williams / Getty President Donald Trump and the GOP have long railed against the Affordable Care Act (ACA) without providing any meaningful solutions of their own. Last year, Republicans in Congress allowed pandemic-era ACA subsidies to expire, which greatly increased the price of health insurance for millions of Americans. The Department of Health and Human Services seems to have come up with a bold, new solution: cheaper plans that…
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