US EditionMost & Least Financially Literate States (2026)
WalletHub said the ranking used 17 metrics, including school grades and rainy-day funds, to compare financial education and consumer habits nationwide.
- WalletHub's 2026 financial literacy study ranked Virginia as the fifth-most literate state, evaluating consumer habits across 50 states and the District of Columbia.
- Researchers evaluated 17 key metrics, including high-school financial literacy grades and the share of adults with rainy-day funds, to determine how states prepare residents for wealth building.
- Comparative data shows Wisconsin placed as the third-most financially literate state in 2026, while Nebraska ranked eighth among the states evaluated by WalletHub.
- Many individuals lack comprehensive financial literacy, an issue that prevents residents from accessing credit with favorable interest rates and limits their ability to build wealth.
- To help future generations avoid past mistakes, education officials must prioritize teaching financial literacy from a young age, as better knowledge remains essential for long-term economic stability.
14 Articles
14 Articles
The Press of Atlantic City
Most & Least Financially Literate States (2026)
Financial literacy is more important now than ever. Being financially literate can help people weather the difficulties of inflation and be prepared for future crises on the scale of the Great Recession or the COVID-19 pandemic.
Nebraska Is the Eighth-Most Financially Literate State in 2026
Nebraska is the eighth-most financially literate state in 2026, according to a new WalletHub study. The study analyzed financial-education programs and consumer habits in each of the 50 states and the District of Columbia, along with the results of WalletHub's…
Virginia Is the Fifth-Most Financially Literate State in 2026
Virginia is the fifth-most financially literate state in 2026, according to a new WalletHub study. The study analyzed financial-education programs and consumer habits in each of the 50 states and the District of Columbia, along with the results of WalletHub's…
OK: 49th Least Financially Literate
Financial literacy can help people weather the difficulties of economy and be prepared for temporary economic downturns and periods of great growth. But what are we doing to help future generations build prosperity? Not enough, it would seem from a recent report by WalletHub. For example, we ended 2025 with nearly $1.39 trillion in total credit card debt, and nearly 2 in 5 Americans say they will have more credit card debt by the end of 2026. Of…
Most & Least Financially Literate States in 2026
Financial literacy is more important now than ever. Being financially literate can help people weather the difficulties of inflation and be prepared for future crises on the scale of the Great Recession or the COVID-19 pandemic. But how much have we learned from past mistakes, and what are we doing to help future generations avoid repeating them? Not enough, it would seem. For example, we ended 2025 with nearly $1.39 trillion in total credit car…
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