Mortgage Delinquencies Ease, But FHA Distress Keeps Deepening
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Mortgage Delinquencies Decrease Slightly in the Second Quarter of 2026
Industry Update August 13, 2026 Source: Mortgage Bankers Association The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 4.37 percent of all loans outstanding at the end of the second quarter of 2026, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey. The delinquency rate was down 7 basis points from the first quarter of 2026 and up 44 basis…
Mortgage Delinquencies Ease, But FHA Distress Keeps Deepening
The national mortgage delinquency rate edged lower in the second quarter, but the improvement at the front end of the pipeline masked mounting stress among borrowers who have fallen further behind, particularly those with Federal Housing Administration-insured loans.The seasonally adjusted delinquency rate for mortgages on one- to four-unit residential properties fell to 4.37% of outstanding loans at the end of the second quarter, according to t…
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