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More than half of insured Americans fear a major medical bill

GoodRx Research found 1 in 4 insured respondents needed care their plan did not cover, while 56% worried about affording a serious illness.

  • A GoodRx Health survey of 1,887 insured adults, released Tuesday, reveals that insurance coverage does not guarantee affordable access to care. About 1 in 4 respondents reported needing care their plan did not cover.
  • Insured consumers face rising costs on multiple fronts, with 34% reporting higher premiums, 26% higher deductibles, and 27% increased out-of-pocket prescription expenses. These financial pressures directly limit how many people access necessary medical services.
  • Among respondents experiencing financial strain, 52% delayed dental care, 37% postponed vision or doctor visits, and 31% skipped prescription medications. Prescription medications represented the most commonly reported coverage gap at 47%.
  • Coverage limitations create widespread financial anxiety, with 45% of respondents worried about future healthcare needs and 56% concerned about affording costs from serious illness. These concerns persist despite having active insurance.
  • Nearly 15% of insured respondents reported having prescriptions dropped from coverage, while nearly 1 in 5 faced restrictions like prior authorization or step therapy. These structural limitations suggest consumers increasingly pay more for coverage providing fewer protections.
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More than half of insured Americans fear a major medical bill

GoodRx reports over half of insured Americans fear medical bills and many face financial strain and underinsurance despite having coverage, raising access concerns.

·Pampa, United States
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thepampanews.com broke the news in Pampa, United States on Tuesday, September 8, 2026.
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