YTL, SEA Launch Ryt Bank, World's First AI-Powered Bank

YTL, SEA launch Ryt Bank, world's first AI-powered bank

KUALA LUMPUR: YTL Group and SEA Ltd have launched Ryt Bank, the world's first artificial intelligence (AI)-powered bank, combining advanced technology with Malaysia's values, languages and lifestyles.

AI-powered Ryt Bank debuts in Malaysia

Malaysia has launched Ryt Bank, its AI-powered digital bank, offering interest rates of up to 4% per annum. Spearheaded by YTL Group in collaboration with Sea Limited, the bank aims to integrate advanced AI with the cultural and linguistic diversity of Malaysia. Ryt Bank currently offers services in Bahasa Malaysia and English, with plans to add Mandarin by September this year. Central to Ryt Bank’s operations is Ryt AI, an intelligent banking a…

Malaysia Launches First AI-Powered Digital Bank ‘Ryt Bank’ with 4% Interest Rate

Malaysia has welcomed its first AI-powered digital bank with the official launch of Ryt Bank on August 26, 2025, marking a significant milestone in the country’s ongoing digital banking transformation. The new financial institution represents a joint venture between YTL Group and Sea Limited, integrating artificial intelligence technology with Malaysian languages and cultural elements. The launch follows Bank Negara Malaysia’s recent push for AI…

YTL and SEA launch first AI-powered bank, Ryt Bank

Malaysia’s YTL Group and Singapore-based tech firm SEA Ltd have launched Ryt Bank, touted as the world’s first artificial intelligence-powered bank created by Malaysians for local users, as the companies bet on a multilingual, digital-first future for financial services. The partners said in a statement on Monday that Ryt Bank aims to blend advanced artificial intelligence (AI) capabilities with Malaysian cultural and linguistic diversity. “Ryt …