There are specific guidelines municipalities must follow to be reimbursed by FEMA for debris removal, as well as regulations homeowners must follow to rebuild following a catastrophic loss.We've heard a lot about the FEMA 50% rule, which states that a damaged home can't be repaired if the damage exceeds 50% of the home's value. Now, residents in hard-hit areas along Pinellas County beaches are hearing that storm debris littering streets, front y…