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Mortgage Loans: Interest Rates Reach a One-Year High

The implicit interest rate on mortgage loans rose again in September, extending the upward trend to 3.194%, reaching its highest level since September 2025, according to data released by INE

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The value recorded in September (3.194%) represents more than 3.2 basis points than the 3.162% of August and is the highest since September 2025, where it was set at 3.228%.

·Lisboa, Portugal
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The implicit interest rate on housing credit increased for the fourth consecutive month in September, reaching 3,194%, the highest value since September 2025, according to data reported by the National Institute of Statistics (INE).

Average performance of the housing loan portfolio as a whole rose again in September, reflecting the rise in Euribor rates.

·Lisboa, Portugal
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The interest rate implicit in the housing credit rose for the fourth consecutive month to 3,194% in September, revealed the INE. The monthly average benefit increased to 423 euros and the interest again absorbed more than half of this value (50.4%), which no longer happened since the summer of 2025.

·Portugal
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The implicit interest rate for all housing credit contracts rose in September for the fourth consecutive month, to 3,194%, reaching the highest value in a year, released this Wednesday the National Institute of Statistics (INE). The content Interest rate on housing credit rises in September to the highest value in a year appears first in National Sheet.

·Lisboa, Portugal
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Noticias ao Minuto broke the news in Portugal on Wednesday, October 21, 2026.
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