Homeowner insurance: How and when to file a claim

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Homeowner insurance: How and when to file a claim

You probably know you’re paying more than ever for homeowner insurance, but do you know how it works?If your home is damaged by a severe storm, fire, break-in, or other catastrophe, Consumer Reports says, as soon as it’s safe, contact your insurer.Next, document everything, take plenty of photos and videos, and make a list of what was damaged and needs repair.If you can’t get to your property, ask your insurer how to proceed to get the process m…