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Here’s the Salary It Takes to Live Comfortably in Each US State

UNITED STATES, JUL 15 – The income needed to cover necessities, taxes, and savings rose sharply in several states, with Vermont up 15.48% and New Jersey up 12.55%, reflecting higher living costs.

  • SmartAsset released a 2025 study detailing the income necessary for adults and families to live comfortably across U.S. states.
  • This study updates last year's data, showing individuals require about $5,844 more and families need $9,360 more to maintain comfort budgets.
  • Notable figures include $124,467 needed for a single adult in Hawaii, $313,747 for a Massachusetts family, and $80,829 for a single adult in West Virginia.
  • Vermont had the largest family income increase of 15.48% to $286,790, Montana's adult income rose nearly 10% to $92,851, and New Jersey's family income increased by 12.55% to $282,714.
  • These rising income needs reflect increased costs in housing, food, transportation, taxes, and savings, signaling escalating living expenses nationwide in 2025.
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Here’s the salary it takes to live comfortably in each US state

SmartAsset reports Hawaii has the highest income needed to live comfortably at $124,467, while West Virginia has the lowest at $80,829.

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Missoulian broke the news in Missoula, United States on Tuesday, July 15, 2025.
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