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EBA Factsheet – AI Act: Implications for the EU Banking and Payments Sector

On 21 November 2025, the European Banking Authority (EBA) issued a factsheet on the AI Act and its implications for the EU banking and payments sector.The factsheet notes that there are not significant contradictions between the EU’s AI Act, which entered into force in August 2024, and EU banking and payments legislation. Furthermore, the EBA has not identified any immediate need to introduce any new or review existing EBA guidelines.Next stepsI…

4 Articles

Lean Right

The mechanism allows for non-compliance with the rules in any Community language to be reported. The IA European Office ensures security and anonymity to complainants.

·Portugal
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Center

The European Commission has launched a tool that will allow individuals to report suspected breaches of the Artificial Intelligence Act directly to the EU Office for Artificial Intelligence. The anonymity of the process will be ensured through certified encryption mechanisms, Brussels announced.

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Complaints are submitted anonymously in any EU language and may be supported by relevant documents

·Portugal
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IOL Portugal broke the news in Portugal on Monday, November 24, 2025.
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