Published 5 days ago • loading... • Updated 4 days ago

Drivers warned to avoid one thing when offering lifts that could lead to a fine

Tempcover expert Claire Wills-McKissick warned drivers that charging passengers even 1p above the genuine cost of a journey risks classifying the trip as a commercial "hire and reward" transaction.
Under the Public Passenger Vehicles Act 1981, making a profit from a lift classifies a vehicle as a public service vehicle, requiring a commercial operator's license most drivers lack.
This unauthorized commercial activity instantly invalidates standard car insurance policies, potentially resulting in fixed penalties, license points, or unlimited fines if a case reaches court.
Drivers are advised to use official HMRC travel and mileage calculators to determine genuine expenses, ensuring cost recouping remains strictly limited to covering actual trip costs.
Sharing driving duties helps avoid the 39.2-mile "tipping point" of financial strain, while passengers unable to drive should take responsibility for the trip's "mental load.

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