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Down Payment Options for Luxury Homes in Austin
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Down Payment Options for Luxury Homes in Austin
Looking to buy a luxury home in Austin? Here’s a quick guide to down payment options to help you balance upfront costs and long-term financial goals: Standard Jumbo Loans: Higher down payments, but competitive rates for buyers with excellent credit and low debt-to-income (DTI) ratios. Low Down Payment Jumbo Loans: Start at 10%-15%, ideal for maintaining liquidity, but may come with higher rates and fees. Combined First & Second Mortgages: Split…
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