Colorado’s Western Slope could see health insurance rates jump as high as 38% next year
GARFIELD COUNTY, COLORADO, JUL 17 – Federal tax credit expirations and cuts to Colorado's reinsurance program drive premium increases, risking coverage loss for up to 110,000 Coloradans, according to the Division of Insurance.
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Colorado Division of Insurance warns health insurance rates could increase by 28% in 2026
Health insurance costs in Colorado are expected to rise by 28% in 2026 due to the loss of federal subsidies. The impact is expected to be especially hard on rural areas.

Colorado’s Western Slope could see health insurance rates jump as high as 38% next year
Coloradans enrolling in the state’s individual health insurance plans could see their premiums increase by an average of 28% in 2026, according to the preliminary health insurance premium rates requested by insurers. On the Western Slope, these increases could rise by over 38%. The significant jump is spurred by “chaos” at the federal level — including the passage of Trump’s “One Big, Beautiful Bill” and Republicans’ refusal to extend federal t…
2026 Rate Changes - Colorado: +28.4%; at least 8% due specifically to
Thu, 07/17/2025 - 2:28pmWell, the Colorado Dept. of Regulatory Agencies isn't mincing words: Chaos from Congressional Republicans Leads to Average Premium Increases of Over 28% for 2026 Average increases as high as 38% have been requested for the Western Slope, and insurance companies estimate nearly 100,000 Coloradans will lose their health insurance coverage DENVER - The Colorado Division of Insurance (DOI), part of the Department of Regulato…
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