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Bundesgerichtshof: Kaskoversicherte Bear "Workshop Risk"

Summary by Tagesschau
If a car repair shop is more than necessary, the insurance does not have to pay for it. The insured person bears the risk, the Federal Court of Justice ruled. By Antonetta Stephany.

11 Articles

Lean Right

Those with comprehensive insurance must pay for excessive or unjustified repair costs themselves. The Federal Court of Justice has ruled that insurers only pay for what is truly necessary.

Center

If a car repair shop is more than necessary, the insurance does not have to pay for it. The insured person bears the risk, the Federal Court of Justice ruled. By Antonetta Stephany.

·Hamburg, Germany
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Lean Right

Are cascower-safers responsible for overly high workshop costs? No, the BGH decided. What policyholders should pay attention to now.

·Düsseldorf, Germany
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Center

Are cascower-safers responsible for overly high workshop costs? No, the BGH decided. What policyholders should pay attention to now.

Lean Left

After an accident, some car repair shops charge too much – insurance companies often refuse to cover the extra costs despite the fact that they are fully covered. Rightly, the Federal Court of Justice has now decided.

·Hamburg, Germany
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Which side must bear the so-called workshop risk in car insurance – the insurer or the policyholder? The latter, the Federal Court of Justice (BGH) ruled in its highest judicial judgment. Thus, the customer, who had sued the Huk24, has to pay almost 390 euros, which the insurer had considered excessive, out of his own pocket. The parent company Huk-Coburg welcomes the judgment. The article BGH: Kaskover insured must take workshop risk on itself …

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  • 40% of the sources are Center, 40% of the sources lean Right
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inFranken.de broke the news in Bamberg, Germany on Wednesday, September 9, 2026.
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