US EditionCanadian mortgage delinquency rate falls for first time in 3 years: CMHC
National mortgage delinquency rate dropped to 0.22% in Q2, driven by Atlantic Canada, Quebec, and Prairies, despite rising delinquencies in Ontario and British Columbia.
- The national mortgage delinquency rate in Canada fell to 0.22% in the second quarter from 0.23% in the first quarter, marking the first decline in three years.
- The decrease was driven by improved repayment trends in Atlantic Canada, Quebec, and the Prairie provinces, while Ontario saw an increase, with delinquencies in Toronto up 60% year-over-year to 0.24%.
- CMHC notes that over 750,000 mortgages are up for renewal in the second half of 2025 and another 1.15 million in 2026, with the average rate on a five-year fixed uninsured mortgage rising from 2.36% in July 2020 to 3.95% in July 2025.
19 Articles
19 Articles
The Canadian Housing Agency reports on Wednesday that the number of late mortgage owners has declined for the first time in three years, although unpaid payments continue to rise in Ontario and British Columbia.
Canada's Mortgage Delinquency Rate Drops For The First Time in Three Years, Says CMHC
While the national mortgage delinquency rate decreased in Q2 for the first time in three years to 0.22%, pockets of financial stress remain, particularly in Ontario, said the Canada Mortgage and... -November 19, 2025 at 09:30 pm MarketScreener UAE Emirates
Canadian mortgage delinquency rate falls for first time in 3 years: CMHC
OTTAWA — Canada’s housing agency says the number of homeowners behind on mortgage payments has fallen for the first time in three years, though delinquencies are still trending up in Ontario and British Columbia. Canada Mortgage and Housing Corp. says the national mortgage delinquency rate was 0.22 per cent in the second quarter, down from […]
Winnipeg Free Press
Canadian mortgage delinquency rate falls for first time in three years: CMHC
Breaking News, Sports, Manitoba, Canada
Mortgage trouble grows in Ontario and B.C., even as national delinquency rate falls
Canada’s national mortgage delinquency rate fell for the first time in three years in the second quarter of 2025, but Ontario and B.C. continued to see rising missed payments, pointing to “financial stress” in the country’s most expensive markets. The national mortgage delinquency rate fell slightly to .22 per cent in Q2, according to the latest Residential Mortgage Industry Report from Canada Mortgage and Housing Corporation. Ontario’s delinqu…
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