US EditionHere's How Much a $1,000 'Trump Account' Could Grow in 18 Years
The $1,000 accounts invest in U.S. equity index funds with expected growth to about $5,600 over 18 years, aiming to increase stock ownership among Americans, a survey shows 57% lack it.
- President Donald Trump unveiled a Treasury Department pilot to deposit $1,000 into accounts for children born 2025–2028, with eligibility limited to U.S. citizens and a projected value of about $3,600 after taxes and penalties.
- A Federal Reserve Bank of Philadelphia survey found 57% of American adults do not own stocks, citing long-term compounding like the S&P 500's 10% average as a benefit.
- Parents or guardians can establish accounts using IRS Form 4547 or the online portal at trumpaccounts.gov starting mid-2026, with contributions beginning in mid-2026.
- Accounts convert to an IRA at age 18, and a $1,000 seed could grow to about $5,600 at 10%, but taxes and penalties might reduce that to about $3,600.
- Officials say the program resembles 529 plans and IRAs, with a $1,000 seed that could grow to about $5,600, targeting ZIP codes with median income of $150,000 or less.
26 Articles
26 Articles
Parents of Newborns Should Know: SSN Required to Access New “Trump Accounts” Benefit – The Tennessee Tribune
With the rollout of the new Trump Accounts program, a newborn’s SSN could be more important than ever. Under the new rules, any U.S. child under age 18 with a valid Social Security number becomes eligible for a Trump Account — but without that SSN, the account cannot be opened. The program, authorized under the recent One Big Beautiful Bill Act, provides a one-time $1,000 federal contribution for children born between January 1, 2025 and Decembe…
Can the new “Trump Accounts” truly boost savings and long-term wealth for lower-income Americans?
WASHINGTON, D.C. December 6, 2025 — Will “Trump Accounts” help lower-income Americans build wealth? The investment program is part of President Donald Trump’s One Big Beautiful Bill Act, although many details are still unknown. “Overall, anything that pushes families to build savings early is useful in theory, but the mechanics matter more than the slogan,” says Melissa Caro, a certified financial planner in New York. HOW TRUMP ACCOUNTS WILL WOR…
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