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Banks' Capacity for Household Lending Has Hit Rock Bottom… Real Buyers Face a 'Double Whammy' on Top of Rising Interest Rates

(Seoul = Yonhap News) Reporters Han Ji-hoon, Im Ji-woo, and Lee Do-heun = It has been revealed that major domestic commercial banks have virtually exhausted their annual capacity for household lending this year.

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(Seoul = Yonhap News) Reporters Han Ji-hoon, Im Ji-woo, and Lee Do-heun = It has been revealed that major domestic commercial banks have virtually exhausted their annual capacity for household lending this year.

·Seoul, Korea (the Republic of)
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[Digital Daily Reporter Lee Ho-yeon] It has been revealed that major domestic commercial banks have virtually exhausted their capacity for household lending this year. With lending rates soaring amidst a cold snap, actual borrowers are expected to face a "double burden." According to the financial sector on the 19th, the outstanding balance of household loans (excluding policy loans) at the five major banks (KB Kookmin, Shinhan, Hana, Woori, an…

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연합뉴스-Yonhap News Agency broke the news in Seoul, Korea (the Republic of) on Saturday, July 18, 2026.
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