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Average Checking Account Interest Rate

Summary by WalletHub
Average Checking Account Interest Rate:National Average for March 2025: 0.07% Change from March 2022: 133.33% Checking accounts are essential for managing daily transactions but typically do not earn interest. Even the checking accounts that do offer interest usually have lower rates than savings accounts. As of March 2025, the average interest rate for these accounts is 0.07%, according to the FDIC. This allows you to earn a small return while …
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WalletHub broke the news in on Friday, April 18, 2025.
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