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Apple Pay Launches in the Philippines

Users report adding cards from major banks and digital lenders as Apple Pay works on iPhones and Apple Watches without an official launch.

  • On Aug 4, 2026, Filipinos reported successfully using Apple Pay to enter the Metro Rail Transit-Line 3 and pay at retail chains, despite no official announcement from Apple.
  • This development follows the launch of Google Wallet and Google Pay in late 2025, expanding the Philippines' Near Field Communication infrastructure alongside established local digital wallets and QR-based payment networks.
  • Early users confirmed support for UnionBank, Metrobank, Chinabank, and GoTyme Bank cards, with some recommending Express Mode to bypass Face requirements when passing through MRT-3 turnstiles.
  • Although Apple has not updated its global support directory to include the Philippines, local issuers have enabled backend integration, confirming an earlier hint from Pilipinas Deputy Governor Mamerto Tangonan that the wait was nearly over.
  • This service aligns with the Bangko Sentral goal to expand payment options and foster increased competition among banks, electronic wallets, and international digital-wallet platforms nationwide.
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MacRumors broke the news in Glen Allen, United States on Monday, August 3, 2026.
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