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Alabama lawmakers approve bill to let Alfa sell health benefit plans

  • On Thursday, Alabama lawmakers passed a bill by a 30-2 vote in the Senate permitting the Alabama Farmers Federation to offer health benefit plans to its members.
  • The bill aims to offer a less costly option amid high health care costs by enabling Alfa to sell plans not classified as insurance and exempt from ACA rules.
  • The plans provide benefits for medical visits and other expenses but can deny coverage to new applicants based on health history and exclude those with employer coverage.
  • Senator Arthur Orr, a Republican, described the proposal as a matter of individuals' and organizations' right to enter contracts freely, and mentioned that more than a dozen states such as Tennessee and Iowa have enacted comparable legislation, while critics cautioned that the bill could bypass federal regulations.
  • The legislation now awaits Governor Kay Ivey’s signature and could expand options for farmers, though debates over consumer protections and coverage denials persist.
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Alabama lawmakers approve bill to let Alfa sell health benefit plans

State lawmakers have approved legislation that would allow the Alabama Farmers Federation to offer health care coverage to its members that would not be regulated as health insurance. The Alabama Senate approved the bill Thursday. The bill now goes to…

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Mid Florida Newspapers broke the news in on Thursday, May 1, 2025.
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