A Social Security Official Explains the Mistake in Choosing Between Unemployment Benefits and Early Retirement: "The Key Is to Compare Three things."

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Reaching the final years of your working life while receiving unemployment benefits for those over 52 raises a crucial question: is it better to continue receiving these benefits until you reach the standard retirement age or to apply for early retirement as soon as possible? Alfonso Muñoz, a Social Security official and expert on this topic, has dedicated one of his videos to explaining how to calculate the costs before making a decision that c…