5M people may drop coverage from ACA marketplaces: Analysis
KFF said higher premiums and expiring subsidies are pushing middle-income enrollees out, with average monthly payments up 58% and deductibles rising 37%.
- KFF released an analysis on May 19 projecting 5 million fewer Affordable Care Act enrollees this year as enhanced premium tax credits expired at the end of 2025.
- The report found average ACA plan deductibles grew 37%, or over $1,000, rising from $2,759 in 2025 to $3,786 in 2026. "Costs went up significantly and a lot of people dropped their plans," said Cynthia Cox, director of KFF's Program on the ACA.
- Recent figures indicate 145,000 people canceled health insurance plans, including around 60,000 after open enrollment ended in January. Payment failure rates in some states reached 15.7% as enrollees faced higher premiums and deductibles.
- KFF projects most of the 5 million dropping out became uninsured, while the situation poses political challenges for President Donald Trump and the GOP, who opposed subsidies and passed the One Big Beautiful Bill Act.
- Insurers are now preparing 2027 rates amid market uncertainty. "It will absolutely be worse because of the sticker shock," said Ellen Montz, managing director with Manatt Health, regarding future premium projections.
82 Articles
82 Articles
Millions of people will lose healthcare coverage following GOP rollback of ACA subsidies. Over four months, Fox News has barely acknowledged it.
Fox News spent just 30 seconds in the past 4 months covering the steep drop in ACA enrollment following congressional Republicans' refusal to renew health insurance subsidies. Both The New York Times and KFF have estimated potentially 5 million Americans will lose healthcare coverage, but Fox has almost entirely ignored the drop in ACA enrollment.
ACA Enrollment Projected to Plunge by 5 Million as Costs Spike, Analysis Shows
(MedPage Today) -- Nationwide enrollment in the Affordable Care Act (ACA) health insurance marketplace could plummet by nearly 5 million people this year, shrinking the number of participants in the program by more than 20%, according to a new...
Eroding Affordable Care Act enrollment portends higher insurance rates • Washington State Standard
(Photo by Jack Yen Joy Photography/Getty Images)Enrollment in the Affordable Care Act continues to erode as some customers struggle to make premium payments, with the declining numbers churning market uncertainty for insurers. In response, insurers are likely to raise rates again next year, following this year’s larger-than-typical hikes. Sign-ups were already down in January by about 1.2 million from last year’s record enrollment. For this year…
Coverage Details
Bias Distribution
- 53% of the sources are Center
Factuality
To view factuality data please Upgrade to Premium
