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3 Big IRA Rule Changes to Watch for in 2026

Summary by The Motley Fool
Key PointsIRA contribution limits are increasing by $500 in 2026.Catch-up contributions for adults 50 and older are also increasing.Increased Roth IRA income limits could help some high earners.The $23,760 Social Security bonus most retirees completely overlook › New IRA rules set to take effect on Jan. 1, 2026, could affect how much you're able to save in traditional and Roth IRAs next year. These will apply to all IRA owners, although they're …

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3 Big IRA Rule Changes to Watch for in 2026

Key PointsIRA contribution limits are increasing by $500 in 2026.Catch-up contributions for adults 50 and older are also increasing.Increased Roth IRA income limits could help some high earners.The $23,760 Social Security bonus most retirees completely overlook › New IRA rules set to take effect on Jan. 1, 2026, could affect how much you're able to save in traditional and Roth IRAs next year. These will apply to all IRA owners, although they're …

·Alexandria, United States
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The Motley Fool broke the news in Alexandria, United States on Sunday, December 14, 2025.
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