You should pick your credit card perks like Warren Buffett picks his stocks, TD Bank exec says

You should pick your credit card perks like Warren Buffett picks his stocks, TD Bank exec says

If you’re a Boglehead like myself, you can talk endlessly about the compounding powers of the three-fund “lazy portfolio”: some bonds, some domestic stocks, and some international ones. Set it and forget it; never look at it again until you need to. If you don’t feel comfortable with the three-fund portfolio, you might want to get a financial advisor who can pick specific stocks for you for an AUM. The opportunity cost is in your head: For a low…