TOBB Nefes Credit Program Restarts: 5 Million TL Credit Opportunity for SMEs!
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Applications for the Turkish Chambers of Commerce and Industry (TOBB) Breath Loan will reopen on November 3rd, and the loans will have a maximum term of 48 months, including a 6-month grace period for principal payments.
Following the fund investigation that shook the capital markets, and amidst continued cash crunch and loss of confidence in the markets, a new credit package has been announced for the real sector, which is struggling to access financing. Through a collaboration between TOBB (Turkish Chambers of Commerce and Industry), the Credit Guarantee Fund, and eight banks, an additional 50 billion Turkish Lira in "Breathing Space Loans" will be provided to…
To facilitate SMEs' access to financing, applications for the TOBB Nefes Credit program, implemented through a collaboration between the Union of Chambers and Commodity Exchanges of Turkey (TOBB), the Credit Guarantee Fund (KGF), and banks, will open for a new tranche on November 3rd.
A new phase is beginning for the TOBB Nefes Credit, designed to facilitate access to finance for small and medium-sized enterprises (SMEs). Under this program, implemented in cooperation with the Union of Chambers and Commodity Exchanges of Turkey (TOBB), the Credit Guarantee Fund, and banks, new applications will be accepted starting Tuesday, November 3, 2026.
Applications for the new tranche of the TOBB Nefes Credit will be accepted starting Tuesday, November 3rd, and the credit limit per company has been increased to 5 million Turkish Lira. This new tranche will provide an additional 50 billion Turkish Lira in financing to SMEs; the loans will have a maximum term of 48 months, including a 6-month grace period for principal payments.
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