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The security upgrade that can help businesses cut insurance costs in 2026

Videoloft's five-year TCO report found cloud-managed video surveillance lowers costs compared with NVR/server-based systems and can recover expenses within months to years.
Rising shoplifting and losses have increased 93% since 2019, with U.S. retailers reporting $112.1 billion in shrinkage, while insurers and claims adjusters face uncertainty affecting premiums and coverage.
Savings come from lower maintenance, reduced staff time and fewer on-site visits, while offsite storage protects evidence if equipment is stolen, aiding business owners and insurers.
As businesses plan budgets for 2026, U.S. business owners planning 2026 budgets view security choices as financial priorities, while industry guidance on premium discounts cites 5% to 20% savings.
Wider adoption could materially influence small-business decisions on pricing, staffing and expansion, as trend data showing persistent losses and frequent incidents reshape budgets for 2026.

Insights by Ground AI