Kuang, 35, has never applied for a housing loan, a car loan or a credit card, has never been to Rawang, and has never rented a factory or a shoplet in his life. And yet when he logged into his bank account on August 22 this year, he discovered he could not make any transfers, and when he called the bank, he was told to come back to Malaysia to sort it out. He was in Dubai at the time, working in the sales department of a courier company. He flew…
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