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Unsubsidized Credit Eligible Region

Even before the announcement of the termination of Otthon Start, the huge preponderance of subsidized loans in new home loans began to decline. The rush of people with the application deadline this week will give a final big boost to the loan, which has been in existence for over a year, but similar popularity is not expected from the Wekerle Plusz that will replace it.

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The new loan program offers stricter terms, while the proportion of subsidized loans may decrease. Banks compete for customers with discounts.

·Budapest, Hungary
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According to data from ingatlan.com, although the termination of the Otthon Start Program triggered a significant surge in the real estate market in October this year, the newly launched Wekerle Plusz subsidy is expected to significantly boost only the market for newly built apartments in rural areas. Due to the stricter conditions, the growth of sales can be expected to stall next year, or even decline slightly.

Otthon start generated extraordinary demand on the housing loan market, but Wekerle+, which will be launched in November, is not expected to be able to repeat the success of its predecessor. Due to the stricter eligibility conditions of the new scheme and the higher 5 percent interest rate for the purchase of used homes, the range of interested parties may be much narrower. The weight of subsidized loans may decline significantly in 2027, while …

·Budapest, Hungary
Read Full Article

Even before the announcement of the termination of Otthon Start, the huge predominance of subsidized loans in new home loans began to decrease. The rush of people with the application period ending this week will give a final big boost to the loan that has been in existence for over a year, but similar popularity is not expected from the Wekerle Plusz that will replace it. Therefore, the decline in subsidized loans could be truly spectacular nex…

Even before the announcement of the termination of Otthon Start, the huge preponderance of subsidized loans in new home loans began to decline. The rush of people with the application deadline this week will give a final big boost to the loan, which has been in existence for over a year, but similar popularity is not expected from the Wekerle Plusz that will replace it.

Even before the announcement of the termination of Otthon Start, the huge preponderance of subsidized loans in new home loans began to decline. The rush of people with the application deadline this week will give a final big boost to the loan, which has been in existence for over a year, but similar popularity is not expected from the Wekerle Plusz that will replace it.

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mfor.hu - Menedzsment Fórum broke the news on Monday, November 9, 2026.
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