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Social Security Payments Won’t Happen as Usual This December: Here’s Why

Some seniors may receive three payments in December as Social Security shifts the January 2026 payment to Dec. 31 to avoid holiday delays, the SSA said.

  • The SSA will issue the December SSI payment on Dec. 1, 2025, and the January payment early on Dec. 31, 2025, due to Jan. 1, 2026 being a federal holiday.
  • Because the agency ties payments to birthdate ranges, the Social Security Administration uses three primary monthly due dates and moves payments to the previous business day if a scheduled date falls on a weekend or holiday.
  • For SSI recipients, the calendar produces two deposits in December and two in January, with no SSI deposit in early February, while a small subset of seniors may receive three benefits this month.
  • The 2026 COLA of 2.8% means beneficiaries will see an increase affecting nearly 71 million people, but rising Medicare costs offset some of that raise.
  • Beneficiaries should note that the Social Security Administration now pays most benefits via direct deposit and SSA-issued prepaid debit cards, and deposits can take a few business days after the scheduled payment date to appear in accounts.
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USA Today broke the news in United States on Tuesday, November 25, 2025.
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