She Wants to Sell Her House, Pay Her Daughter $150,000 for the Right to Live in Her Home for Life, and Move In. After One Year Under That Roof, Medicaid Can Call It a Purchase, Not a Gift

She Wants to Sell Her House, Pay Her Daughter $150,000 for the Right to Live in Her Home for Life, and Move In. After One Year Under That Roof, Medicaid Can Call It a Purchase, Not a Gift

A six-figure payment from a parent to an adult child sounds exactly like the kind of gift Medicaid penalizes, but federal law carves out a narrow exception that can flip the entire transaction into a legitimate purchase depending on one condition the parent controls.