Redfin Reports Vacation-Home Mortgages Tick Up For First Time Since Pandemic Boom

Redfin reveals surprising turn in America’s housing market

Vacation-home demand was expected to remain sluggish, as the broader housing market was marred by elevated mortgage rates and weaker transaction activity. However, according to new Redfin data, there’s an unexpected shift in one corner of the housing market, breaking…

Second-Home Lending Grows Faster Than Primary-Home Market

Second-home mortgage originations increased in 2025 for the first time since the pandemic-era buying boom, revealing a modest but potentially valuable purchase niche concentrated among affluent, middle-aged borrowers.U.S. homebuyers took out 4.1% more mortgages for second homes in 2025 than they did a year earlier, according to a Redfin analysis of Home Mortgage Disclosure Act data. By comparison, mortgages used to purchase primary residences in…

Redfin Reports Vacation-Home Mortgages Tick Up For First Time Since Pandemic Boom

SEATTLE--(BUSINESS WIRE)--U.S. homebuyers took out 4.1% more second-home mortgages in 2025 than they did a year earlier, according to a new report from Redfin, the real estate brokerage powered by Rocket. That marks the first annual increase in four years, following declines from the pandemic-era peak in 2021 until 2024. By comparison, mortgages for primary homes ticked up 1% year over year in 2025 after rising 2% in 2024. This is according to a…