Plans with cheaper premiums are risky business for Americans seeking lower healthcare costs
Cheaper alternatives can leave consumers without ACA protections and expose them to large unexpected medical bills, economists say.
6 Articles
6 Articles
Plans with cheaper premiums are risky business for Americans seeking lower healthcare costs
If you're going with a lower-cost health insurance plan, make sure to read the fine print. Pla2na/iStock via Getty Images PlusHealthcare costs are a major concern for Americans, and health insurance premiums are a primary fuel for that anxiety. Shrinking federal subsidies for Affordable Care Act plans led to large premium increases for millions of Americans in 2025, causing many people to drop coverage. With premiums expected to rise further and…
Plans with cheaper premiums are risky business for Americans seeking lower healthcare costs
by Thomas Buchmueller, University of Michigan and Helen Levy, University of Michigan, [This article first appeared in The Conversation, republished with permission] Healthcare costs are a major concern for Americans, and health insurance premiums are a primary fuel for that anxiety. Shrinking federal subsidies for Affordable Care Act plans led to large premium increases for millions of Americans in 2025, causing many people to drop coverage. Wit…
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