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Optimal Blue report: Lock volume posts strongest November since 2021
Total mortgage rate-lock volume rose 17% year-over-year driven by refinance demand, with cash-out refinances up 29%, despite a 25% month-over-month decline due to seasonal trends.
Summary by KULR-TV
10 Articles
10 Articles
November mortgage locks driven by strong refinance activity
Optimal Blue on Wednesday released its November 2025 Market Advantage report, which revealed that mortgage rate-lock activity slowed with typical late-fall seasonality but still posted the strongest November in four years. Total lock volume fell 25% from October but was up 17% from November 2024, driven by strong refinance activity and mortgage rates hovering near 6%. Rate-and-term refinances surged 223% year over year despite easing from Septem…
Coverage Details
Total News Sources10
Leaning Left4Leaning Right0Center2Last UpdatedBias Distribution67% Left
Bias Distribution
- 67% of the sources lean Left
67% Left
L 67%
C 33%
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