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New federal loan limits threaten graduate school access for millions of students
Federal loan limits will cap graduate borrowing at $200,000 for professional degrees and $100,000 for other programs, aiming to reduce rising tuition costs, experts said.
- Starting July 1, 2026, the federal government will eliminate Grad PLUS loans and cap graduate borrowing at $200,000 for professional degrees and $100,000 for other programs.
- Supporters of the loan caps say they address long-standing problems while Wayne Winegarden argues unlimited graduate borrowing helped drive rising tuition costs, affecting students from less prosperous backgrounds.
- Third-Year medical student Pranathi Suhas said borrowers with up to $300,000 in debt and costs exceeding $390,000 mean first years must reevaluate finances, noting `They don't have people who can be a co-signer`.
- Millions of college students could face obstacles paying for graduate programs after the loan caps take effect on July 1, 2026.
- Santa Clara University School of Law announced $16,000 annual scholarships starting next fall to cover tuition after federal Grad PLUS caps, while the federal lifetime limit stands at $257,500 per person.
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Universities respond to new federal Grad PLUS loan caps
(The Center Square) - Santa Clara University School of Law will guarantee $16,000 annual scholarships starting next fall, fully covering tuition following the new federal Grad PLUS loan caps set for 2026 by the Trump administration.
·Cherokee County, United States
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New federal loan limits threaten graduate school access for millions of students
Millions of college students could face significant new obstacles paying for graduate school after federal loan limits were signed into law this summer as part of the One Big Beautiful Bill Act.Starting July 1, 2026, Grad PLUS loans will be eliminated. Those loans previously allowed graduate students to borrow up to the full cost of attendance.New borrowers will be limited to $200,000 for professional degrees like law and medicine. Students in o…
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Total News Sources63
Leaning Left4Leaning Right10Center22Last UpdatedBias Distribution61% Center
Bias Distribution
- 61% of the sources are Center
61% Center
11%
C 61%
R 28%
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