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Monzo Faces Outage as Users Unable to Make Payments

  • Today, thousands of Monzo customers experienced a major banking app outage beginning shortly after 12pm, leaving users unable to access accounts.
  • Downdetector recorded a sharp rise in reports, with more than 3,000 users flagging problems; more than 70 per cent of reports cited app issues, while 18 per cent involved transfers.
  • Monzo activated Monzo Stand-in to maintain service; customers can still use the ATM and cards for payments, although balances may take longer to update.
  • Customers complained about the disruption, with one asking: "Is the app down- trying to transfer money but it isn't leaving my account?" on social media.
  • Monzo is "rolling out a fix" to restore full service, though the bank remains tight-lipped about the root cause and has not provided a timeline.
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  • 40% of the sources are Center, 40% of the sources lean Right
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Metro News broke the news in London, United Kingdom on Wednesday, August 19, 2026.
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