Montecito Bank & Trust Ranks First in County Small Business Lending

Montecito Bank & Trust Ranks First in County Small Business Lending

Montecito Bank & Trust is the market leader in small business lending in Santa Barbara County, according to 2025 Community Reinvestment Act (CRA) public data released Nov. 6. The Federal Financial Institutions Examination Council (FFIEC) data ranks the bank first among the large banks required to report, based on loans of $1 million or less. The FFIEC is a U.S. government interagency body that works to ensure uniformity in financial institutions…