Linkflow Capital: SME Borrowing Costs Ease to 8.18% in 2025 as Larger Loans Return, but Middle East Conflict Threatens 2026 Outlook

Linkflow Capital: SME Borrowing Costs Ease to 8.18% in 2025 as Larger Loans Return, but Middle East Conflict Threatens 2026 Outlook | Taiwan News | Apr. 29, 2026 09:30

Apr. 29, 2026 09:30

SME borrowing costs drop to 8.18%, Linkflow Capital reports

SINGAPORE - Media Outreach Newswire - 29 April 2026 - Singapore's SMEs experienced their first easing in borrowing costs in three years, with average unsecured lending rates falling to 8.18% per annum in 2025 from a multi-year high of 8.47% in 2024, according to Linkflow Capital's latest SME Financing Accessibility Survey. Larger loan approvals above $500,000, which had disappeared entirely in 2024, also returned to form 5% of approvals in 2025.…

SME borrowing costs ease to 8.18% in 2025 but Middle East risks loom over 2026

Singapore SME borrowing costs fell to 8.18% in 2025 from 8.47% in 2024, whilst loan approval rates rose to 74% from 70%, Linkflow Capital said.

Linkflow Capital: SME Borrowing Costs Ease to 8.18% in 2025 as Larger Loans

Annual Linkflow Capital research finds SME credit conditions thawed modestly in 2025, with SME borrowing rate declining to an average of 8.18% from a high of 8.47% the preceding year. Bank disbursement times stretched to 33 days on average, against just 7 days for non-bank funders, reshaping where SMEs source credit. SINGAPORE – Media Outreach […]

Linkflow Capital: SME Borrowing Costs Ease to 8.18% in 2025 as Larger Loans Return, but Middle East Conflict Threatens 2026 Outlook

Annual Linkflow Capital research finds SME credit conditions thawed modestly in 2025, with SME borrowing rate declining to an average of 8.18% from a high of 8.47% the preceding year. Bank disbursement times stretched to 33 days on average, against just 7 days for non-bank funders, reshaping where SMEs source credit. SINGAPORE – Media Outreach […]